Money92 Website Use and User Responsibilities
Welcome to Money92. These Terms of Use (“Terms”) govern your access to and use of our website and services (the “Site”). By accessing or using Money92, you agree to comply with and be bound by these Terms.
If you do not agree with any part of these Terms, please do not use the Site.
USE OF THE SITE
Money92 provides information, tools, calculators, trackers, and resources related to financial markets, personal finance, and educational content for informational purposes only.
You agree to use the Site only for lawful purposes and in a manner that does not infringe the rights of others or restrict their use of the Site.
NO INVESTMENT ADVICE
All content on Money92 is provided for general informational and educational purposes only and does not constitute financial, investment, trading, tax, or legal advice.
Any decision you make based on information from Money92 is at your own risk. You should consult a qualified professional advisor before making any financial decisions.
ACCOUNT REGISTRATION
Some features may require you to create an account (e.g., the Financial Habit Tracker).
By registering, you agree to:
- Provide accurate and complete information
- Keep your login credentials secure
- Accept responsibility for all activity that occurs under your account
Money92 may suspend or terminate accounts that violate these Terms or are suspected of misuse.
FINANCIAL HABIT TRACKER (USER-GENERATED DATA)
If you use the Financial Habit Tracker, you may submit and store entries such as daily check-ins, optional spending/saving amounts, and notes. You are responsible for the accuracy of your entries.
Money92 is not responsible for decisions you make based on your tracking data.
EMAIL REMINDERS
Money92 may send reminder emails to help users maintain consistency (for example, if you miss a daily habit check-in). These messages are intended to support user experience and may be adjusted or discontinued at any time.
INTELLECTUAL PROPERTY
All content, features, tools, branding, and functionality on Money92—including text, graphics, logos, UI design, and code—are the property of Money92 or its licensors and are protected by applicable intellectual property laws.
You may not copy, reproduce, distribute, sell, scrape, or create derivative works from any part of the Site without written permission from Money92.
USER CONDUCT
You agree not to:
- Upload or transmit unlawful, misleading, offensive, or harmful content
- Attempt to gain unauthorized access to the Site, accounts, or systems
- Interfere with site security, performance, or functionality
- Use bots/scrapers to collect data or overload the Site
- Misuse the Site in a way that harms other users or Money92
LINKS TO THIRD PARTIES
Money92 is provided on an “as is” and “as available” basis without warranties of any kind, express or implied.
While we aim to keep information accurate and up-to-date, we do not guarantee that:
- Market data will always be error-free or real-time
- Content will be complete, reliable, or uninterrupted
- The Site will be available at all times
LIMITATION OF LIABILITY
To the maximum extent permitted by law, Money92 shall not be liable for any direct, indirect, incidental, or consequential damages arising out of:
- Your use or inability to use the Site
- Errors, delays, or inaccuracies in market data or content
- Decisions made based on content or tools provided on Money92
- Unauthorized access to or use of our servers (to the extent legally applicable)
MODIFICATIONS TO TERMS
We reserve the right to update or modify these Terms at any time without prior notice. Continued use of the Site after changes are posted constitutes acceptance of the revised Terms.
TERMINATION
We may suspend or terminate your access to the Site (including account access), without notice, if we believe you have violated these Terms or used the Site inappropriately.
GOVERNING LAW
These Terms shall be governed by and interpreted in accordance with the laws of Pakistan. Any disputes shall be subject to the exclusive jurisdiction of the courts located in Pakistan.
CONTACT US
If you have questions about these Terms, please contact us via the Contact Us page or the official support email listed on Money92.