Privacy and Data Protection
At Money92, we respect your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, store, and protect information when you use our website, tools, and features (including account login and the Financial Habit Tracker).
By using Money92, you agree to the practices described in this policy.
OVERVIEW
Money92 provides market-related tools, calculators, resources, and optional account-based features. Some parts of the website can be used without creating an account. However, if you register or use logged-in features (such as the Financial Habit Tracker), we may collect additional information to provide these services.
We may update this policy from time to time. Your continued use of the website after updates means you accept the revised policy.
UPDATES TO THIS POLICY
We may revise this Privacy Policy periodically to reflect changes in our services, legal requirements, or how we handle your data. Any updates will be effective immediately once posted on this page. We recommend reviewing this policy regularly.
INFORMATION WE COLLECT
1) Information you provide
When you create an account or contact us, we may collect:
- Username
- Email address
- Password (stored in encrypted/hashed form)
- Any information you submit through forms, emails, or messages
2) Financial Habit Tracker data (logged-in feature)
If you use the Financial Habit Tracker, we may store the information you enter, such as:
- Daily check-ins (e.g., saved/no-spend)
- Optional amounts (spent/saved)
- Notes (optional)
- Streak and activity history (to show trends and progress)
3) Automatically collected information
When you browse Money92, our systems may automatically log:
- IP address (for security and abuse prevention)
- Browser type/device information
- Pages visited and basic usage analytics
- Date/time of access and referral/source pages
This data helps us improve performance, prevent fraud, and understand how the website is used.
HOW WE USE YOUR INFORMATION
We use your information to:
- Create and manage your Money92 account
- Provide access to logged-in features (e.g., Financial Habit Tracker)
- Display your saved activity, streaks, and progress
- Send important service messages (e.g., account-related notifications)
- Send reminder emails if you miss a habit check-in (when applicable)
- Improve website speed, usability, and security
- Respond to your support requests and queries
REMINDER EMAILS (FINANCIAL HABIT TRACKER)
If you use the Financial Habit Tracker and miss a daily check-in, Money92 may send you a reminder email to help you stay consistent. These emails are intended to support your habit-building experience.
COOKIES & TRACKING TECHNOLOGIES
Money92 may use cookies and similar technologies to:
- Keep you logged in (session cookies)
- Remember preferences and improve usability
- Measure performance and basic analytics
You can control cookies through your browser settings. Disabling cookies may affect certain features (especially login-based functions).
DATA SECURITY
We use reasonable administrative and technical safeguards to protect your data, including secure authentication methods and access controls. However, no method of transmission over the internet is 100% secure. While we work hard to protect your information, we cannot guarantee absolute security.
DATA RETENTION
We keep personal data only as long as necessary to:
- Provide services you request (accounts, habit tracker, etc.)
- Maintain security and prevent abuse
- Comply with legal obligations where applicable
You may request account removal or data deletion as described below.
YOUR RIGHTS & CHOICES
You may:
- Request access to your stored account information
- Request correction of inaccurate data
- Request deletion of your account and associated data (subject to legal/security retention limits)
- Opt out of non-essential communications, where applicable
To make a request, contact us via the Contact Us page or email us.
THIRD-PARTY LINKS & DATA SOURCES
Money92 may include links to third-party websites or use third-party data feeds/widgets (e.g., market data sources). We do not control the privacy practices of these third parties. We recommend reviewing their privacy policies before sharing personal information.
WEBSITE CONTENT & INTELLECTUAL PROPERTY
All content on Money92—including tools, text, graphics, and code—is owned by Money92 or its content providers and is protected under applicable intellectual property laws. Unauthorized copying, scraping, reproduction, or redistribution is prohibited.
DISCLAIMER AND LIABILITY
Money92 provides information for educational and informational purposes only. We do not provide financial, investment, or legal advice. Market data may change rapidly and may differ slightly across sources. Use of Money92 is at your own risk.
CONTACT US
If you have questions about this Privacy Policy or your data, contact us through the Contact Us page or email us at the official support email listed on the website.s or timeliness of our content. Use of this Site is at your own risk.